/* ============================================================
   키움뱅크 카드깡 — style.css
   Navy #0a1628 / Gold #c9a227 / Blue #1a56db
   ============================================================ */

/* ─── Variables ─────────────────────────────────────────── */
:root {
  --navy:        #0a1628;
  --navy-mid:    #0d1f3c;
  --navy-lt:     #152848;
  --gold:        #c9a227;
  --gold-lt:     #e8c250;
  --blue:        #1a56db;
  --blue-lt:     #3b82f6;
  --white:       #ffffff;
  --gray-50:     #f8fafc;
  --gray-100:    #f1f5f9;
  --gray-200:    #e2e8f0;
  --gray-400:    #94a3b8;
  --gray-600:    #475569;
  --text:        #1e293b;

  --font:        'Noto Sans KR', sans-serif;
  --r-sm:        6px;
  --r-md:        12px;
  --r-lg:        20px;
  --r-xl:        32px;
  --sh-sm:       0 2px 8px rgba(0,0,0,.08);
  --sh-md:       0 4px 20px rgba(0,0,0,.12);
  --sh-lg:       0 8px 40px rgba(0,0,0,.18);
  --sh-gold:     0 4px 20px rgba(201,162,39,.35);
  --ease:        all .3s cubic-bezier(.4,0,.2,1);
}

/* ─── Reset ──────────────────────────────────────────────── */
*,*::before,*::after { box-sizing:border-box; margin:0; padding:0; }
html { scroll-behavior:smooth; font-size:16px; }
body {
  font-family: var(--font);
  color: var(--text);
  background: var(--white);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
img   { max-width:100%; height:auto; display:block; }
a     { text-decoration:none; color:inherit; }
ul    { list-style:none; }
button{ cursor:pointer; border:none; background:none; }
address { font-style:normal; }

.container { max-width:1200px; margin:0 auto; padding:0 24px; }
.section   { padding:96px 0; }

/* ─── 섹션 헤더 ──────────────────────────────────────────── */
.section-header {
  text-align: center;
  margin-bottom: 56px;
}
/* H2 — 섹션 대표 키워드: 크고 굵게, 충분한 명도 대비 */
.section-header h2 {
  font-size: clamp(1.7rem, 3.5vw, 2.6rem);
  font-weight: 900;
  color: var(--navy);
  margin-bottom: 16px;
  line-height: 1.25;
  letter-spacing: -.025em;
}
.section-header p {
  font-size: 1.05rem;
  color: var(--gray-600);
  line-height: 1.8;
}
/* 다크 배경 섹션 헤더 */
.section-header.light h2 { color: var(--white); }
.section-header.light p  { color: rgba(255,255,255,.75); }

/* ─── Highlight ──────────────────────────────────────────── */
.highlight { color: var(--gold); }

/* ─── Buttons ────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: var(--r-md);
  font-weight: 700;
  font-size: .95rem;
  transition: var(--ease);
  line-height: 1;
  white-space: nowrap;
}
.btn-lg { padding: 18px 36px; font-size: 1.05rem; border-radius: var(--r-lg); }

.btn-primary {
  background: linear-gradient(135deg, var(--gold), var(--gold-lt));
  color: var(--navy);
  box-shadow: var(--sh-gold);
}
.btn-primary:hover { transform:translateY(-2px); box-shadow:0 8px 30px rgba(201,162,39,.5); }

.btn-outline {
  background: transparent;
  color: var(--white);
  border: 2px solid rgba(255,255,255,.5);
}
.btn-outline:hover { background:rgba(255,255,255,.1); border-color:var(--white); transform:translateY(-2px); }

.btn-white {
  background: var(--white);
  color: var(--navy);
  font-weight: 700;
}
.btn-white:hover { background:var(--gold); transform:translateY(-2px); box-shadow:var(--sh-gold); }

/* ─── HEADER ─────────────────────────────────────────────── */
.site-header {
  position: fixed;
  inset: 0 0 auto 0;
  z-index: 1000;
  background: rgba(10,22,40,.96);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(201,162,39,.2);
  transition: var(--ease);
}
.site-header.scrolled {
  background: rgba(10,22,40,1);
  box-shadow: 0 4px 20px rgba(0,0,0,.3);
}
.header-inner {
  display: flex;
  align-items: center;
  height: 72px;
  gap: 28px;
}
.logo a {
  display: flex;
  align-items: center;
  gap: 10px;
}
.logo-icon {
  width: 40px; height: 40px;
  background: linear-gradient(135deg, var(--gold), var(--gold-lt));
  border-radius: var(--r-sm);
  display: flex; align-items: center; justify-content: center;
  color: var(--navy);
  font-size: 1.1rem;
  flex-shrink: 0;
}
.logo-text {
  font-size: 1.35rem;
  font-weight: 900;
  color: var(--white);
  letter-spacing: -.02em;
}
.main-nav { flex: 1; }
.main-nav ul { display: flex; gap: 2px; }
.main-nav a {
  display: block;
  padding: 8px 12px;
  color: rgba(255,255,255,.78);
  font-size: .88rem;
  font-weight: 500;
  border-radius: var(--r-sm);
  transition: var(--ease);
}
.main-nav a:hover { color:var(--white); background:rgba(255,255,255,.08); }

.header-cta {
  display: flex;
  align-items: center;
  gap: 8px;
  background: linear-gradient(135deg, var(--gold), var(--gold-lt));
  color: var(--navy);
  font-weight: 700;
  font-size: .9rem;
  padding: 10px 20px;
  border-radius: var(--r-md);
  white-space: nowrap;
  transition: var(--ease);
}
.header-cta:hover { transform:translateY(-1px); box-shadow:var(--sh-gold); }

.mobile-menu-btn {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: 8px;
  margin-left: auto;
}
.mobile-menu-btn span {
  display: block; width: 24px; height: 2px;
  background: var(--white); border-radius: 2px; transition: var(--ease);
}
.mobile-menu-btn.active span:nth-child(1){ transform:translateY(7px) rotate(45deg); }
.mobile-menu-btn.active span:nth-child(2){ opacity:0; }
.mobile-menu-btn.active span:nth-child(3){ transform:translateY(-7px) rotate(-45deg); }

.mobile-nav { display:none; background:var(--navy-mid); border-top:1px solid rgba(201,162,39,.15); }
.mobile-nav.open { display:block; }
.mobile-nav ul { padding:12px 0; }
.mobile-nav a {
  display:block; padding:14px 24px;
  color:rgba(255,255,255,.85);
  font-size:1rem; font-weight:500;
  border-bottom:1px solid rgba(255,255,255,.05);
  transition:var(--ease);
}
.mobile-nav a:hover { color:var(--gold); background:rgba(201,162,39,.05); padding-left:32px; }

/* ─── HERO ───────────────────────────────────────────────── */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  overflow: hidden;
  padding-top: 72px;
}
.hero-bg {
  position: absolute; inset: 0; z-index: 0;
  background:
    radial-gradient(ellipse 80% 60% at 20% 50%, rgba(26,86,219,.35) 0%, transparent 60%),
    radial-gradient(ellipse 60% 80% at 80% 20%, rgba(201,162,39,.2) 0%, transparent 50%),
    linear-gradient(135deg, var(--navy) 0%, var(--navy-lt) 100%);
}
.hero-particles {
  position:absolute; inset:0; z-index:1; pointer-events:none; overflow:hidden;
}
.particle {
  position:absolute; border-radius:50%; opacity:.25;
  animation: floatP linear infinite;
}
@keyframes floatP {
  0%   { transform:translateY(0) translateX(0); opacity:.25; }
  100% { transform:translateY(-100vh) translateX(30px); opacity:0; }
}
.hero-content {
  position:relative; z-index:2;
  padding-top:60px; padding-bottom:80px;
}

/* Hero badge — p태그, 장식 요소 */
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(201,162,39,.15);
  border: 1px solid rgba(201,162,39,.4);
  color: var(--gold-lt);
  padding: 8px 20px;
  border-radius: 100px;
  font-size: .85rem;
  font-weight: 700;
  margin-bottom: 28px;
  animation: fadeUp .6s ease both;
}

/* H1 — 최대 가시성: 크고 굵고 명확한 계층 */
.hero-title {
  font-size: clamp(2.4rem, 6vw, 4.8rem);
  font-weight: 900;
  color: var(--white);
  line-height: 1.12;
  margin-bottom: 24px;
  letter-spacing: -.03em;
  animation: fadeUp .7s ease .1s both;
}
.hero-title strong { color: var(--gold); }

.hero-sub {
  font-size: clamp(1rem, 2vw, 1.2rem);
  color: rgba(255,255,255,.78);
  line-height: 1.8;
  margin-bottom: 40px;
  animation: fadeUp .7s ease .2s both;
}
.hero-actions {
  display: flex; gap: 16px; flex-wrap: wrap;
  margin-bottom: 56px;
  animation: fadeUp .7s ease .3s both;
}
.hero-stats {
  display: flex; align-items: center;
  background: rgba(255,255,255,.07);
  border: 1px solid rgba(255,255,255,.12);
  border-radius: var(--r-lg);
  padding: 22px 28px;
  backdrop-filter: blur(8px);
  width: fit-content;
  animation: fadeUp .7s ease .4s both;
}
.stat-item {
  display: flex; flex-direction: column; align-items: center;
  padding: 0 24px;
}
/* stat strong — 수치 강조, 시각적 계층 확보 */
.stat-item strong {
  font-size: 2rem; font-weight: 900;
  color: var(--gold); line-height: 1;
}
.stat-item span {
  font-size: .78rem; color: rgba(255,255,255,.65);
  margin-top: 5px; font-weight: 500;
}
.stat-divider { width:1px; height:44px; background:rgba(255,255,255,.15); }

.hero-scroll-indicator {
  position:absolute; bottom:28px; left:50%; transform:translateX(-50%); z-index:2;
}
.hero-scroll-indicator span {
  display:block; width:26px; height:42px;
  border:2px solid rgba(255,255,255,.3); border-radius:13px; position:relative;
}
.hero-scroll-indicator span::after {
  content:''; position:absolute; top:6px; left:50%; transform:translateX(-50%);
  width:4px; height:8px; background:var(--gold); border-radius:2px;
  animation: scrollB 1.5s ease infinite;
}
@keyframes scrollB {
  0%,100% { transform:translateX(-50%) translateY(0); opacity:1; }
  50%      { transform:translateX(-50%) translateY(13px); opacity:0; }
}

/* ─── ABOUT ──────────────────────────────────────────────── */
.about { background: var(--gray-50); }
.about-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px,1fr));
  gap: 24px;
}
.about-card {
  background: var(--white);
  border-radius: var(--r-lg);
  padding: 36px 28px;
  box-shadow: var(--sh-sm);
  border: 1px solid var(--gray-200);
  transition: var(--ease);
  position: relative; overflow: hidden;
}
.about-card::before {
  content:''; position:absolute; top:0; left:0; right:0; height:4px;
  background: linear-gradient(90deg, var(--blue), var(--gold));
  transform: scaleX(0); transition: var(--ease); transform-origin:left;
}
.about-card:hover { transform:translateY(-6px); box-shadow:var(--sh-lg); }
.about-card:hover::before { transform:scaleX(1); }
.about-icon {
  width:60px; height:60px;
  background: linear-gradient(135deg, var(--navy), var(--navy-lt));
  border-radius: var(--r-md);
  display:flex; align-items:center; justify-content:center;
  color: var(--gold); font-size:1.4rem; margin-bottom:20px;
}
/* H3 — 카드 제목: 키워드 포함, 명확한 크기 */
.about-card h3 {
  font-size: 1.1rem; font-weight: 700;
  color: var(--navy); margin-bottom: 10px;
  line-height: 1.4;
}
.about-card p {
  font-size: .92rem; color: var(--gray-600); line-height: 1.75;
}

/* ─── 파트너 사이트 목록 (가시적) ───────────────────────── */
.carousel-section { background: var(--white); }

.partner-sitemap {
  margin-bottom: 36px;
}
.partner-sitemap ul {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  justify-content: center;
}
.partner-sitemap a {
  display: inline-block;
  padding: 8px 18px;
  background: var(--gray-50);
  border: 1px solid var(--gray-200);
  border-radius: 100px;
  font-size: .82rem;
  font-weight: 600;
  color: var(--blue);
  transition: var(--ease);
}
.partner-sitemap a:hover {
  background: var(--navy);
  color: var(--gold);
  border-color: var(--navy);
}

/* ─── CAROUSEL ───────────────────────────────────────────── */
.partner-swiper { padding-bottom: 52px !important; }
.partner-card {
  display: block;
  background: var(--white);
  border-radius: var(--r-lg);
  overflow: hidden;
  box-shadow: var(--sh-md);
  border: 1px solid var(--gray-200);
  transition: var(--ease);
}
.partner-card:hover { transform:translateY(-8px); box-shadow:var(--sh-lg); }
.partner-img-wrap {
  position:relative; aspect-ratio:4/3; overflow:hidden;
}
.partner-img-wrap img {
  width:100%; height:100%; object-fit:cover; transition:transform .5s ease;
}
.partner-card:hover .partner-img-wrap img { transform:scale(1.06); }
.partner-overlay {
  position:absolute; inset:0;
  background:linear-gradient(to bottom, transparent 40%, rgba(10,22,40,.85) 100%);
  display:flex; align-items:flex-end; padding:18px;
  opacity:0; transition:var(--ease);
}
.partner-card:hover .partner-overlay { opacity:1; }
.partner-overlay span {
  display:inline-flex; align-items:center; gap:6px;
  background:var(--gold); color:var(--navy);
  font-size:.85rem; font-weight:700;
  padding:7px 14px; border-radius:var(--r-sm);
}
.partner-info { padding:18px 22px; }
/* H3 파트너명 — 카드 제목, 적절한 크기와 굵기 */
.partner-info h3 {
  font-size:1rem; font-weight:700; color:var(--navy); margin-bottom:5px;
}
.partner-info p  { font-size:.82rem; color:var(--gray-600); margin-bottom:8px; }
.partner-url {
  font-size:.72rem; color:var(--blue); font-weight:600;
  background:rgba(26,86,219,.07); padding:3px 10px; border-radius:100px;
}

/* Swiper 테마 */
.swiper-button-prev,.swiper-button-next {
  width:42px!important; height:42px!important;
  background:var(--navy)!important; border-radius:50%;
  color:var(--gold)!important; box-shadow:var(--sh-md);
  transition:var(--ease);
}
.swiper-button-prev:hover,.swiper-button-next:hover {
  background:var(--gold)!important; color:var(--navy)!important;
}
.swiper-button-prev::after,.swiper-button-next::after { font-size:.9rem!important; font-weight:900!important; }
.swiper-pagination-bullet { background:var(--navy)!important; opacity:.3; }
.swiper-pagination-bullet-active {
  background:var(--gold)!important; opacity:1;
  width:22px!important; border-radius:4px!important;
}

/* ─── SERVICES ───────────────────────────────────────────── */
.services { background: var(--gray-50); }
.services-grid {
  display:grid; grid-template-columns:repeat(auto-fit, minmax(260px,1fr)); gap:22px;
}
.service-card {
  background:var(--white); border-radius:var(--r-lg);
  padding:34px 26px; border:1px solid var(--gray-200);
  box-shadow:var(--sh-sm); transition:var(--ease);
}
.service-card.featured {
  background:linear-gradient(135deg, var(--navy), var(--navy-lt));
  border-color:rgba(201,162,39,.3);
}
.service-card.featured .service-icon { background:rgba(201,162,39,.12); color:var(--gold); }
.service-card.featured h3 { color:var(--white); }
.service-card.featured p  { color:rgba(255,255,255,.7); }
.service-card.featured .service-features li { color:rgba(255,255,255,.8); }
.service-card.featured .service-features i  { color:var(--gold); }
.service-card:not(.featured):hover { transform:translateY(-6px); box-shadow:var(--sh-lg); border-color:var(--blue-lt); }

.service-icon {
  width:56px; height:56px; background:rgba(26,86,219,.08);
  border-radius:var(--r-md);
  display:flex; align-items:center; justify-content:center;
  font-size:1.4rem; color:var(--blue); margin-bottom:18px;
}
.service-card h3 {
  font-size: 1.1rem; font-weight: 700;
  color: var(--navy); margin-bottom: 10px;
}
.service-card p {
  font-size:.88rem; color:var(--gray-600); line-height:1.7; margin-bottom:18px;
}
.service-features { display:flex; flex-direction:column; gap:7px; }
.service-features li {
  display:flex; align-items:center; gap:8px;
  font-size:.86rem; color:var(--gray-600);
}
.service-features i { color:var(--blue); font-size:.72rem; }

/* ─── PROCESS ────────────────────────────────────────────── */
.process {
  background:linear-gradient(135deg, var(--navy) 0%, var(--navy-lt) 100%);
  position:relative; overflow:hidden;
}
.process::before {
  content:''; position:absolute; inset:0;
  background:radial-gradient(ellipse 60% 80% at 50% 50%, rgba(26,86,219,.18) 0%, transparent 60%);
}
.process .section-header h2 { color:var(--white); }
.process .section-header p  { color:rgba(255,255,255,.65); }
.process-steps {
  display:flex; align-items:flex-start; justify-content:center;
  position:relative; z-index:1;
}
.process-step { flex:1; max-width:300px; text-align:center; padding:0 24px; }
.step-number {
  font-size:3.5rem; font-weight:900; color:rgba(255,255,255,.05);
  line-height:1; margin-bottom:-18px; letter-spacing:-.04em;
}
.step-icon {
  width:76px; height:76px;
  background:linear-gradient(135deg, var(--gold), var(--gold-lt));
  border-radius:50%;
  display:flex; align-items:center; justify-content:center;
  font-size:1.7rem; color:var(--navy);
  margin:0 auto 20px;
  box-shadow:var(--sh-gold); position:relative; z-index:1;
}
/* H3 프로세스 단계 제목 */
.process-step h3 {
  font-size:1.1rem; font-weight:700; color:var(--white); margin-bottom:10px;
}
.process-step p { font-size:.88rem; color:rgba(255,255,255,.65); line-height:1.75; }
.process-arrow {
  display:flex; align-items:center; padding-top:86px;
  color:var(--gold); font-size:1.2rem; opacity:.55; flex-shrink:0;
}

/* ─── TRUST ──────────────────────────────────────────────── */
.trust { background:var(--gray-50); }
.trust-grid {
  display:grid; grid-template-columns:1fr 1fr; gap:72px; align-items:center;
}
/* H2 trust 섹션 — 비장의 키워드 노출 */
.trust-left h2 {
  font-size: clamp(1.7rem, 3.2vw, 2.4rem);
  font-weight: 900;
  color: var(--navy);
  margin-bottom: 18px;
  line-height: 1.3;
}
.trust-left h2 strong { color: var(--blue); }
.trust-left p {
  font-size:1rem; color:var(--gray-600); line-height:1.8; margin-bottom:28px;
}
.trust-right { display:flex; flex-direction:column; gap:18px; }
.trust-item {
  display:flex; align-items:flex-start; gap:18px;
  background:var(--white); padding:22px;
  border-radius:var(--r-md); border:1px solid var(--gray-200);
  box-shadow:var(--sh-sm); transition:var(--ease);
}
.trust-item:hover { transform:translateX(6px); border-color:var(--blue-lt); }
.trust-icon {
  width:46px; height:46px;
  background:linear-gradient(135deg, var(--navy), var(--navy-lt));
  border-radius:var(--r-sm);
  display:flex; align-items:center; justify-content:center;
  color:var(--gold); font-size:1rem; flex-shrink:0;
}
/* H3 신뢰 항목 — 작은 크기지만 font-weight 강화로 가시성 확보 */
.trust-h3 {
  font-size: .98rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 5px;
}
.trust-item p { font-size:.86rem; color:var(--gray-600); line-height:1.6; }

/* ─── FAQ ────────────────────────────────────────────────── */
.faq { background: var(--white); }
.faq-list { max-width:780px; margin:0 auto; display:flex; flex-direction:column; gap:12px; }

.faq-item {
  background: var(--white);
  border: 1.5px solid var(--gray-200);
  border-radius: var(--r-md);
  overflow: hidden;
  transition: border-color .25s ease;
}
.faq-item[open] { border-color: var(--blue); }
.faq-item[open] .faq-arrow { transform: rotate(180deg); color:var(--blue); }

.faq-q {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 20px 24px;
  cursor: pointer;
  list-style: none;
  user-select: none;
}
.faq-q::-webkit-details-marker { display:none; }
/* H3 FAQ 질문 — 자연어 키워드 문장, 명확한 크기 */
.faq-q h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--navy);
  line-height: 1.45;
  flex: 1;
}
.faq-item[open] .faq-q h3 { color: var(--blue); }

.faq-arrow {
  color: var(--gray-400);
  font-size: .9rem;
  flex-shrink: 0;
  transition: transform .3s ease, color .3s ease;
}

.faq-a {
  padding: 0 24px 22px;
  border-top: 1px solid var(--gray-100);
}
.faq-a p {
  font-size: .93rem;
  color: var(--gray-600);
  line-height: 1.8;
  padding-top: 16px;
}
.faq-a a {
  color: var(--blue);
  font-weight: 600;
  text-decoration: underline;
}
.faq-a a:hover { color: var(--navy); }

/* ─── CONTACT ────────────────────────────────────────────── */
.contact {
  background:linear-gradient(135deg, var(--navy) 0%, #0d2452 50%, var(--navy-lt) 100%);
  position:relative; overflow:hidden;
}
.contact::before {
  content:''; position:absolute; inset:0;
  background:
    radial-gradient(circle at 20% 50%, rgba(201,162,39,.12) 0%, transparent 40%),
    radial-gradient(circle at 80% 50%, rgba(26,86,219,.18) 0%, transparent 40%);
}
.contact-cards {
  display:flex; gap:28px; justify-content:center;
  margin-bottom:36px; position:relative; z-index:1;
}
.contact-card {
  background:rgba(255,255,255,.08);
  border:1px solid rgba(255,255,255,.15);
  border-radius:var(--r-xl);
  padding:44px 36px; text-align:center; width:310px;
  backdrop-filter:blur(8px); transition:var(--ease);
}
.contact-card:hover {
  background:rgba(255,255,255,.12); transform:translateY(-6px); border-color:var(--gold);
}
.contact-icon {
  width:68px; height:68px;
  background:linear-gradient(135deg, var(--gold), var(--gold-lt));
  border-radius:50%;
  display:flex; align-items:center; justify-content:center;
  font-size:1.7rem; color:var(--navy);
  margin:0 auto 18px; box-shadow:var(--sh-gold);
}
.contact-card h3 { font-size:1.25rem; font-weight:700; color:var(--white); margin-bottom:10px; }
.contact-number {
  display:block;
  font-size: 1.65rem;
  font-weight: 900;
  color: var(--gold);
  letter-spacing: -.02em;
  margin-bottom: 8px;
  transition: var(--ease);
}
.contact-number:hover { color:var(--gold-lt); }
.contact-card p { font-size:.88rem; color:rgba(255,255,255,.6); margin-bottom:22px; }
.contact-notice {
  text-align:center; color:rgba(255,255,255,.5); font-size:.88rem;
  position:relative; z-index:1;
  display:flex; align-items:center; justify-content:center; gap:8px;
}
.contact-notice i { color:var(--gold); }

/* ─── FOOTER ─────────────────────────────────────────────── */
.site-footer {
  background:var(--navy);
  border-top:1px solid rgba(201,162,39,.2);
}
.footer-inner {
  display:grid; grid-template-columns:2fr 1fr 1fr; gap:44px;
  padding:56px 24px 36px;
}
.footer-logo {
  display:flex; align-items:center; gap:10px; margin-bottom:14px;
}
.footer-brand .logo-text { font-size:1.25rem; font-weight:900; color:var(--white); }
.footer-brand p { font-size:.86rem; color:rgba(255,255,255,.5); line-height:1.7; }
.footer-brand .footer-desc { font-size:.82rem; color:rgba(255,255,255,.35); margin-top:6px; }

/* H3 footer 제목 — 시맨틱 nav 안의 제목 */
.footer-nav-title {
  font-size: .85rem;
  font-weight: 700;
  color: var(--gold);
  text-transform: uppercase;
  letter-spacing: .08em;
  margin-bottom: 18px;
}
.footer-links ul { display:flex; flex-direction:column; gap:9px; }
.footer-links a {
  font-size:.85rem; color:rgba(255,255,255,.5);
  transition:var(--ease); display:flex; align-items:center; gap:5px;
}
.footer-links a::before { content:'→'; font-size:.78rem; color:var(--gold); opacity:.65; }
.footer-links a:hover { color:var(--white); padding-left:4px; }

.footer-contact { display:flex; flex-direction:column; gap:10px; }
.footer-tel {
  font-size:1.25rem; font-weight:900; color:var(--gold);
  display:flex; align-items:center; gap:8px; transition:var(--ease);
}
.footer-tel:hover { color:var(--gold-lt); }
.footer-contact p {
  font-size:.85rem; color:rgba(255,255,255,.45);
  display:flex; align-items:center; gap:7px;
}
.footer-contact i { color:var(--gold); width:15px; }

.footer-bottom { border-top:1px solid rgba(255,255,255,.07); padding:18px 24px; }
.footer-bottom-inner {
  display:flex; justify-content:space-between; align-items:center;
  flex-wrap:wrap; gap:6px;
}
.footer-bottom p { font-size:.8rem; color:rgba(255,255,255,.3); }

/* ─── FLOATING CTA ───────────────────────────────────────── */
.floating-cta {
  position:fixed; bottom:28px; right:24px; z-index:900;
  display:flex; flex-direction:column; align-items:flex-end; gap:10px;
  opacity:0; transform:translateY(20px); transition:var(--ease);
  pointer-events:none;
}
.floating-cta.visible { opacity:1; transform:translateY(0); pointer-events:all; }

.floating-phone-num {
  display:flex; align-items:center; gap:10px;
  background:var(--navy);
  border:1.5px solid rgba(201,162,39,.5);
  color:var(--white);
  padding:10px 18px; border-radius:var(--r-md);
  font-size:1rem; font-weight:800; letter-spacing:.01em;
  box-shadow:var(--sh-lg); white-space:nowrap;
}
.floating-phone-num i { color:var(--gold); animation:ringShake 2s ease infinite; }
@keyframes ringShake {
  0%,90%,100% { transform:rotate(0); }
  93%          { transform:rotate(-15deg); }
  96%          { transform:rotate(15deg); }
  99%          { transform:rotate(-8deg); }
}

.floating-buttons { display:flex; gap:10px; }
.float-btn {
  display:flex; flex-direction:column; align-items:center; gap:4px;
  width:68px; height:68px; border-radius:var(--r-md);
  font-size:.73rem; font-weight:700;
  transition:var(--ease); box-shadow:var(--sh-lg);
}
.float-btn i { font-size:1.35rem; }

.float-call {
  background:linear-gradient(135deg,#1a56db,#3b82f6); color:var(--white);
}
.float-call:hover {
  background:linear-gradient(135deg,#1347c0,#1a56db);
  transform:translateY(-4px); box-shadow:0 8px 24px rgba(26,86,219,.5);
}
.float-sms {
  background:linear-gradient(135deg, var(--gold), var(--gold-lt)); color:var(--navy);
}
.float-sms:hover {
  transform:translateY(-4px); box-shadow:0 8px 24px rgba(201,162,39,.5);
}

/* ─── Animations ─────────────────────────────────────────── */
@keyframes fadeUp {
  from { opacity:0; transform:translateY(28px); }
  to   { opacity:1; transform:translateY(0); }
}
.reveal { opacity:0; transform:translateY(36px); transition:opacity .65s ease, transform .65s ease; }
.reveal.visible { opacity:1; transform:translateY(0); }

/* ─── Responsive ─────────────────────────────────────────── */
@media (max-width:1024px) {
  .trust-grid   { grid-template-columns:1fr; gap:44px; }
  .footer-inner { grid-template-columns:1fr 1fr; }
  .footer-brand { grid-column:1/-1; }
  .header-cta   { display:none; }
  .main-nav a   { padding:8px 10px; font-size:.83rem; }
}

@media (max-width:768px) {
  .section    { padding:60px 0; }
  .container  { padding:0 16px; }

  .main-nav        { display:none; }
  .mobile-menu-btn { display:flex; }

  .hero-title  { font-size:clamp(2rem,8vw,3rem); }
  .hero-stats  { flex-wrap:wrap; justify-content:center; padding:18px 16px; }
  .hero-actions{ flex-direction:column; width:100%; }
  .hero-actions .btn{ width:100%; justify-content:center; }
  .stat-item  { padding:0 14px; }
  .stat-divider:nth-child(6){ display:none; }

  .about-grid { grid-template-columns:1fr; }

  .process-steps { flex-direction:column; align-items:center; }
  .process-arrow { transform:rotate(90deg); padding:0; margin:8px 0; }
  .process-step  { padding:0 16px; max-width:100%; }

  .trust-left h2 { font-size:1.7rem; }

  .contact-cards { flex-direction:column; align-items:center; }
  .contact-card  { width:100%; max-width:340px; padding:34px 24px; }

  .footer-inner        { grid-template-columns:1fr; gap:28px; padding:36px 16px; }
  .footer-bottom-inner { flex-direction:column; text-align:center; }

  .floating-cta         { bottom:18px; right:14px; }
  .float-btn            { width:62px; height:62px; }
  .floating-phone-num   { font-size:.9rem; padding:9px 14px; }

  .partner-sitemap ul { gap:8px; }
  .partner-sitemap a  { font-size:.78rem; padding:7px 14px; }
}

@media (max-width:480px) {
  .hero-title      { font-size:1.85rem; }
  .services-grid   { grid-template-columns:1fr; }
  .hero-stats      { width:100%; }
  .stat-item       { padding:0 10px; }
  .stat-divider:nth-child(4){ display:none; }
  .section-header h2 { font-size:1.6rem; }
}